Special Situations

Hurricane season runs through November 30. Wind damage is usually covered by renters insurance; flood is not. Here is the readiness checklist to run now.

Dorm or off-campus? Your parents’ homeowners policy may extend limited coverage, but it usually is not enough. Here is the real cost and the right move for each situation.

Moving apartments? You can usually transfer your renters insurance instead of canceling it. Here is the week-by-week timeline to keep coverage continuous.